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Description of Birbank
Screenshots of Birbank
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Description of Birbank (from google play)

Download the Birbank mobile app to your smartphone, make fast payments with your cards, earn bonuses, and enjoy contactless payments with Apple Pay. Manage your expenses easily with 2x VAT refunds, up to 30% cashback, free cash withdrawals, and commission-free transfers.

APP ADVANTAGES
- Get cash loans and installment cards 24/7 without visiting a branch
- Manage your bank cards and accounts
- Check and track your loan and deposit accounts
- Monitor and pay your credit debts with the Birbank personal cabinet
- Track online currency exchange rates
- Change your PIN, enable SMS banking, 3D secure, and set daily limits.

PAYMENTS

With Birbank, you can make the following payments without leaving your home:

- Mobile payments – Azercell, Bakcell, Nar mobile, etc.

- Utility payments – Azərişıq, Azərsu, Azəriqaz

- Internet providers – Aztelecom, BIRLink, etc.

- TV providers – AiləTV, KATV

- Telephone payments – Aztelekom, Baktelekom

- Government payments – taxes and VAT refunds

- Insurance – PAŞA Sığorta (Pasha Insurance)

- Donations – YAŞAT Foundation, Red Hearts Foundation

- Penalty – BNA, DYP fines

- Loans – Kapital Bank loans, Mortgage, Kontakt Home, Optimal, İrshad

- Parking payments

- Umico Market – earn Umico bonuses and benefit from installment payments.

TRANSFERS
With Birbank, enjoy various transfer options:

- Free cash withdrawals and transfers with the Cashback debit card

- Send money to international and domestic bank cards

- Fast transfers with Cash by Code

-Transfer money to other Birbank users via mobile number

- International transfers via money transfer systems (Zolotoya Korona, Western Union, Xəzri)

BONUSES


-Earn cashback, Umico Bonuses, VAT refunds, or collect miles by making payments. Enjoy discounts at partner stores, installment shopping, and use miles for purchasing tickets with AZAL, THY.

VAT REFUND

- Increase your VAT refund balance with Birbank Cashback card purchases.
- Scan receipts with QR Scan to get 35% of VAT back.

CONTACTLESS PAYMENTS

- NFC: Tap your phone to the POS terminal for payment

- Apple Pay: Add your Visa and MasterCard cards to Wallet for contactless payments

- QR Pay: Make secure payments by scanning the QR code at the checkout

DIGITAL CARD

Get a Digital Card without visiting Kapital Bank branches. Enjoy online payments, free transfers, and more features waiting for you at Birbank.

DIGITAL BANKING
Order any card you wish through the Birbank app and use ATMs 24/7 to access cash loans or installments.

BIRBANK PARTNERS

Explore your preferred stores and restaurants, along with cashback, miles, and installment options on the Birbank partners page.

BRANCHES AND ATMs

Easily locate Kapital Bank branches and ATMs across the country and save time by booking an online appointment.

OTHER SERVICES

Azercell postpaid line, PAŞA Life insurance account management, and the SMS Radar feature to stay informed about fines are also available.

Version history Birbank
New in Birbank 2.61.7
The new "FAQ" section will help if you encounter any issues;
We’ve updated the design of the "Current Accounts" page.
New in Birbank 2.61.6
The new "FAQ" section will help if you encounter any issues;
We’ve updated the design of the "Current Accounts" page.
New in Birbank 2.60.10
The new "FAQ" section will help if you encounter any issues;
We’ve updated the design of the "Current Accounts" page.
New in Birbank 2.59.2
- Now you can accept manat transfers via Western Union with an improved design.
- Accept transfers from Birbank customers directly from the main page of the app.
New in Birbank 2.58.8
- You can view the reason for a failed payment in the "History" section under the relevant transaction, and find the RRN number in the receipt details for contacting the bank;
- Add the BakıKart widget to your phone's home screen for easier and faster creation of BakıKart QR tickets;
- You can now close any debit card directly in Birbank without visiting a branch.
New in Birbank 2.58.5
- You can view the reason for a failed payment in the "History" section under the relevant transaction, and find the RRN number in the receipt details for contacting the bank;
- Add the BakıKart widget to your phone's home screen for easier and faster creation of BakıKart QR tickets;
- You can now close any debit card directly in Birbank without visiting a branch.
New in Birbank 2.58.4
- You can view the reason for a failed payment in the "History" section under the relevant transaction, and find the RRN number in the receipt details for contacting the bank;
- Add the BakıKart widget to your phone's home screen for easier and faster creation of BakıKart QR tickets;
- You can now close any debit card directly in Birbank without visiting a branch.
New in Birbank 2.58.3
- You can view the reason for a failed payment in the "History" section under the relevant transaction, and find the RRN number in the receipt details for contacting the bank;
- Add the BakıKart widget to your phone's home screen for easier and faster creation of BakıKart QR tickets;
- You can now close any debit card directly in Birbank without visiting a branch.
New in Birbank 2.58.2
- You can view the reason for a failed payment in the "History" section under the relevant transaction, and find the RRN number in the receipt details for contacting the bank;
- Add the BakıKart widget to your phone's home screen for easier and faster creation of BakıKart QR tickets;
- You can now close any debit card directly in Birbank without visiting a branch.
New in Birbank 2.57.11
- Select a primary card to automatically receive transfers made via “Transfer to Birbank customer”;
- Get notifications when you receive social payments and quickly move funds to any of your cards;
- Transfers from current account to accounts within the country are now faster with AniPay and no longer require the recipient’s bank code. Transfer limits are now up to 4,000 AZN daily and up to 20,000 AZN monthly;
- Track all your requests to our Information Center directly in the Birbank app.
New in Birbank 2.57.9
- Select a primary card to automatically receive transfers made via “Transfer to Birbank customer”;
- Get notifications when you receive social payments and quickly move funds to any of your cards;
- Transfers from current account to accounts within the country are now faster with AniPay and no longer require the recipient’s bank code. Transfer limits are now up to 4,000 AZN daily and up to 20,000 AZN monthly;
- Track all your requests to our Information Center directly in the Birbank app.
New in Birbank 2.57.7
- Select a primary card to automatically receive transfers made via “Transfer to Birbank customer”;
- Get notifications when you receive social payments and quickly move funds to any of your cards;
- Transfers from current account to accounts within the country are now faster with AniPay and no longer require the recipient’s bank code. Transfer limits are now up to 4,000 AZN daily and up to 20,000 AZN monthly;
- Track all your requests to our Information Center directly in the Birbank app.
New in Birbank 2.57.5
- Select a primary card to automatically receive transfers made via “Transfer to Birbank customer”;
- Get notifications when you receive social payments and quickly move funds to any of your cards;
- Transfers from current account to accounts within the country are now faster with AniPay and no longer require the recipient’s bank code. Transfer limits are now up to 4,000 AZN daily and up to 20,000 AZN monthly;
- Track all your requests to our Information Center directly in the Birbank app.
New in Birbank 2.56.3
- Streamlined the “More” page, keeping only additional services there, while your products have been moved to the main page;
- Added the ability to manage cash withdrawal and contactless payment limits (including Apple Pay and Google Pay) directly in the app;
- Now in the "History" section or on the card page, you can not only see unsuccessful payments, but also find out why they failed by opening the receipt.
New in Birbank 2.55.6
Thank you for sharing your feedback with us and helping to make the app more convenient!
Download the new version, it comes with improvements for you.
New in Birbank 2.55.5
Thank you for sharing your feedback with us and helping to make the app more convenient!
Download the new version, it comes with improvements for you.
New in Birbank 2.55.4
Thank you for sharing your feedback with us and helping to make the app more convenient!
Download the new version, it comes with improvements for you.
New in Birbank 2.54.5
What's New:
-Now you can transfer money within the country with AniPay by using the recipient's mobile phone number
-Register by linking a card or account to your mobile number and start receiving transfers with AniPay
-To use this feature, enter the "Payments" page and go to transfers
New in Birbank 2.54.4
What's New:
-Now you can transfer money within the country with AniPay by using the recipient's mobile phone number
-Register by linking a card or account to your mobile number and start receiving transfers with AniPay
-To use this feature, enter the "Payments" page and go to transfers
New in Birbank 2.53.7
- Activate the exclusive “Birinci” tariff from Bakcell in Birbank and earn additional cashback within the app, as well as benefits from our partners.
- We have updated the card limit management page to make it easier for you to track limits on transfers and cash withdrawals.
- When ordering documents, you can now conveniently select the delivery address on the map.
- You will be able to track your requests to our Information Center directly in the Birbank app.
New in Birbank 2.53.6
- Activate the exclusive “Birinci” tariff from Bakcell in Birbank and earn additional cashback within the app, as well as benefits from our partners.
- We have updated the card limit management page to make it easier for you to track limits on transfers and cash withdrawals.
- When ordering documents, you can now conveniently select the delivery address on the map.
- You will be able to track your requests to our Information Center directly in the Birbank app.
New in Birbank 2.53.5
- Activate the exclusive “Birinci” tariff from Bakcell in Birbank and earn additional cashback within the app, as well as benefits from our partners.
- We have updated the card limit management page to make it easier for you to track limits on transfers and cash withdrawals.
- When ordering documents, you can now conveniently select the delivery address on the map.
- You will be able to track your requests to our Information Center directly in the Birbank app.
New in Birbank 2.52.8
- Now when ordering a card, you can add notes for the courier – block number, intercom code, floor, and other details to ensure accurate delivery.
- Forgot or lost your BakıKART? Don't worry! Create a QR ticket for public transportation directly through Birbank.
- We've updated the design and fixed bugs to improve your app experience.
New in Birbank 2.52.4
- Now when ordering a card, you can add notes for the courier – block number, intercom code, floor, and other details to ensure accurate delivery.
- Forgot or lost your BakıKART? Don't worry! Create a QR ticket for public transportation directly through Birbank.
- We've updated the design and fixed bugs to improve your app experience.
New in Birbank 2.52.3
- Now when ordering a card, you can add notes for the courier – block number, intercom code, floor, and other details to ensure accurate delivery.
- Forgot or lost your BakıKART? Don't worry! Create a QR ticket for public transportation directly through Birbank.
- We've updated the design and fixed bugs to improve your app experience.
New in Birbank 2.51.5
Thank you for sharing your feedback with us and helping to make the app more convenient!
Download the new version, it comes with improvements for you.
New in Birbank 2.51.4
Thank you for sharing your feedback with us and helping to make the app more convenient!
Download the new version, it comes with improvements for you.
New in Birbank 2.51.3
Thank you for sharing your feedback with us and helping to make the app more convenient!
Download the new version, it comes with improvements for you.
New in Birbank 2.50.11
Thank you for sharing your feedback with us and helping to make the app more convenient!
Download the new version, it comes with improvements for you.
New in Birbank 2.50.8
Thank you for sharing your feedback with us and helping to make the app more convenient!
Download the new version, it comes with improvements for you.
New in Birbank 2.50.7
Thank you for sharing your feedback with us and helping to make the app more convenient!
Download the new version, it comes with improvements for you.
New in Birbank 2.50.6
Thank you for sharing your feedback with us and helping to make the app more convenient!
Download the new version, it comes with improvements for you.
New in Birbank 2.44.9
Thank you for sharing your feedback with us and helping to make the app more convenient!
Download the new version, it comes with improvements for you.
New in Birbank 2.44.8
Thank you for sharing your feedback with us and helping to make the app more convenient!
Download the new version, it comes with improvements for you.
New in Birbank 2.44.7
Thank you for sharing your feedback with us and helping to make the app more convenient!
Download the new version, it comes with improvements for you.
New in Birbank 2.44.5
Thank you for sharing your feedback with us and helping to make the app more convenient!
Download the new version, it comes with improvements for you.
New in Birbank 2.43.14
Thank you for sharing your feedback with us and helping to make the app more convenient!
Download the new version, it comes with improvements for you.
New in Birbank 2.43.11
Minor bug fixes
New in Birbank 2.42.6
Minor bug fixes
New in Birbank 2.42.5
Minor bug fixes
New in Birbank 2.41.5
Great news! Now, in our app, there's a digital deposit – all the benefits of a regular deposit, but online! No need to go to a branch. ?
New in Birbank 2.41.4
Great news! Now, in our app, there's a digital deposit – all the benefits of a regular deposit, but online! No need to go to a branch. ?
New in Birbank 2.41.3
Great news! Now, in our app, there's a digital deposit – all the benefits of a regular deposit, but online! No need to go to a branch. ?
New in Birbank 2.40.6
Minor bug fixes
New in Birbank 2.40.5
Minor bug fixes
New in Birbank 2.40.4
Minor bug fixes
New in Birbank 2.40.3
Minor bug fixes
New in Birbank 2.39.10
Minor bug fixes
New in Birbank 2.39.9
Minor bug fixes
New in Birbank 2.39.8
Minor bug fixes
New in Birbank 2.38.8
- Order delivery of account statements, credit references, and embassy letters right from the app!
- We have updated the “History” section to make it convenient for you to track your incomes/expenses by categories
- Minor additions and improvements
New in Birbank 2.38.5
- Order delivery of account statements, credit references, and embassy letters right from the app!
- We have updated the “History” section to make it convenient for you to track your incomes/expenses by categories
- Minor additions and improvements
New in Birbank 2.37.7
Minor additions and improvements
New in Birbank 2.37.6
Minor additions and improvements
New in Birbank 2.37.5
Minor additions and improvements
New in Birbank 2.37.4
Minor additions and improvements
New in Birbank 2.37.3
Minor additions and improvements
New in Birbank 2.36.3
Теперь вы будете видеть SMS-банкинг уведомления прямо внутри приложения в разделе «Уведомления»
Небольшие дополнения и улучшения
New in Birbank 2.36.2
Теперь вы будете видеть SMS-банкинг уведомления прямо внутри приложения в разделе «Уведомления»
Небольшие дополнения и улучшения
New in Birbank 2.35.7
Now you can track, order and pay for a “Compulsory Auto Insurance” product in the "Insurance" section
Minor additions and improvements
New in Birbank 2.35.6
Now you can track, order and pay for a “Compulsory Auto Insurance” product in the "Insurance" section
Minor additions and improvements
New in Birbank 2.35.5
Now you can track, order and pay for a “Compulsory Auto Insurance” product in the "Insurance" section
Minor additions and improvements
New in Birbank 2.35.4
Now you can track, order and pay for a “Compulsory Auto Insurance” product in the "Insurance" section
Minor additions and improvements
New in Birbank 2.35.3
Now you can track, order and pay for a “Compulsory Auto Insurance” product in the "Insurance" section
Minor additions and improvements
New in Birbank 2.34.4
- We have simplified card ordering process for your convenience.
- Minor bug fixes and improvements.
New in Birbank 2.34.3
- We have simplified card ordering process for your convenience.
- Minor bug fixes and improvements.
New in Birbank 2.33.5
- Added the ability to call the bank from the application via the internet
- Minor bug fixes and improvements.
New in Birbank 2.32.8
- Now you can see and copy the details of your card right inside the app.
- We have changed the design of the homepage and receipts.
- Minor bug fixes and improvements.
New in Birbank 2.32.7
- Now you can see and copy the details of your card right inside the app.
- We have changed the design of the homepage and receipts.
- Minor bug fixes and improvements.
New in Birbank 2.31.7
Minor bugs fixed
New in Birbank 2.30.10
You can now increase credit card limit or set a credit line for debit card within the app.

We added Easy transfer - make fast and convenient transfers directly from the main screen.

Now you can easily pay all your utilities with the new "Mini Loan" product.
New in Birbank 2.29.10
We added new beautiful and convenient widgets for transfers
Minor bugs fixed
New in Birbank 2.29.8
We added new beautiful and convenient widgets for transfers
Minor bugs fixed
New in Birbank 2.28.7
Great news! We've added search in the app! Right from the home page, you can set up a search by providers, templates, and map operations!
This is very convenient ;)
New in Birbank 2.28.6
Great news! We've added search in the app! Right from the home page, you can set up a search by providers, templates, and map operations!
This is very convenient ;)
New in Birbank 2.27.4
Minor bugs fixed.
In this version the design of the "Login" and "Registration" pages has been completely redesigned.
We also updated terms and conditions and improved the design of some pages.
New in Birbank 2.27.3
Minor bugs fixed.
In this version the design of the "Login" and "Registration" pages has been completely redesigned.
We also updated terms and conditions and improved the design of some pages.
New in Birbank 2.24.0
- Ability of restricting incoming money requests from friends
- Ability to automatically fill in the recipient's
card number by holding it up it to the phone when transferring to the card.
- Ability to refill the balance and transfer money
by scanning the QR code of the card.
- Ability to apply for creation a new contract for
the "Endowment Insurance" product, add an existing contract, and manage your contracts inside of your personal cabinet in the "Insurance" section.
New in Birbank 2.23.1
-The new version of the application will allow you to scan several receipts in a row without returning to the “Ədv Geri Al” menu.
-The design of the currence rates page has also been updated.
-Now you can search for payment templates by their names
-"New card" option is added to mobile payments
New in Birbank 2.23.0
In the new version update has been added following changes:
- a search bar for card operations, templates, and providers directly from the main page;
- the ability to hide cards and bonuses inside the application.
As a bonus, we have improved navigation and redesigned some pages so that you will not be bored with us.
New in Birbank 2.22.1
In the new version update has been added following changes:
- a search bar for card operations, templates, and providers directly from the main page;
- the ability to hide cards and bonuses inside the application.
As a bonus, we have improved navigation and redesigned some pages so that you will not be bored with us.
New in Birbank 2.19.1
Minor bug fixes
New in Birbank 2.14.2
• Problem related to QR cash is fixed. Now 6-digit code is presented to users within the receipt;
• Minor fixes and updates.
New in Birbank 2.13.0
• We are pleased to present our newly designed receipts for payments and money transfer. in newly
designed receipts you will be able to see receipt details and operation options with animated
swipes.

• We added advertising banners to homepage so you can get information about our campaigns and
personalized offers faster!

• You can continue the incomplete loan order process from where you left off during the current
day.

• Minor fixes and updates
New in Birbank 2.12.0
• Now, you can transfer and receive funds using Western Union money transfer system;
• Minor bug fixing.
New in Birbank 2.11.0
We have updated our app!
In our new design, we tried to consider all your requests and wishes and make our application even more convenient and useful for you.
Looking forward to your new comments!
Thank you for being with us!
Birbank team
New in Birbank 2.9.1
• When adding checks not found in the VAT portal, there will be no more confirmation for the 90-minute check, the fiscal ID will be saved and will be re-checked after 90 minutes;
• Now it is possible to optionally cancel the code for transfers to card and transfer to number;
• Transfers and main history pages have been updated;
• Minor bug fixing.
New in Birbank 2.9.0
• When adding checks not found in the VAT portal, there will be no more confirmation for the 90-minute check, the fiscal ID will be saved and will be re-checked after 90 minutes;
• Now it is possible to optionally cancel the code for transfers to card and transfer to number;
• Transfers and main history pages have been updated;
• Minor bug fixing.
New in Birbank 2.8.0
• Getting Birkart is easier now! You can order Birkart issued by Birbank free of charge with «Wolt» courier;
• «Top-up balance» function is added directly to the insufficient balance receipt;
• «Rename», «Requisites», «Change account», «Change PIN» and «Payment information» pages updated;
• «Filter» on the «Payment History» page and «Info» sections on the «Edit Template» page updated;
• CVV code requirement is canceled when paying with an attached card.
New in Birbank 2.7.0
· The design of «Card details» page in Digital Card section has been changed;
· Updated design of pay with new card page;
· Minor bug fixing.
New in Birbank 2.6.0
• Another innovation from Birbank! The design was changed on «Payment confirmation» page;
• Also, page designs of create, templates edit and share were updated;
• Minor bug fixes.
New in Birbank 2.5.0
• Another innovation from Birbank! Now you can get card statement by email;
• The design on the «Card block» and «Card Unblock» sections was changed;
• Minor bug fixes;
New in Birbank 2.3.0
• The next innovation from Birbank! We've updated the design in the «Cards» and «Accounts» sections. Now the interface has become more user-friendly;
• Minor bug fixes.
New in Birbank 2.2.0
• The next innovation from Birbank! We've updated the design in the «Cards» and «Accounts» sections. Now the interface has become more user-friendly;
• Minor bug fixes.
New in Birbank 2.1.1
• Another innovation from BirBank! Now, for mobile and utility payments in terminals of Kapital Bank, you can earn bonus hearts. To do this, just scan the QR-code on the check;
• We add the ability to split the payment by requesting funds from friends;
• The deposit history tracking function was added;
• Minor bug fixes;
New in Birbank 1.36.0
• Another innovation from BirBank! Now, for mobile and utility payments in terminals of Kapital Bank, you can earn bonus hearts. To do this, just scan the QR-code on the check;
• We add the ability to split the payment by requesting funds from friends;
• The deposit history tracking function was added;
• Minor bug fixes;
New in Birbank 1.35.0
• Minor bug fixes and improvements.
New in Birbank 1.34.0
• We changed the design in the «Bank products» section;
• Now you can order «Digital Card» product from «Bank products»;
• Minor bug fixes;
New in Birbank 1.33.0
• Considering wishes of our clients we present the innovation from BirBank. Now you can activate or unblock the «3D Secure» service directly in BirBank, also change the already active number;
• BirKart NBCO and Payment Terminals have been added to the «Branches and ATMs» section for your convenience;
• The card balance will now be displayed on the screens for manual payments, «Always active» mode and «NFC» deactivation.
• Minor bug fixes;
New in Birbank 1.32.0
• You can order a Digital card Visa/MasterCard type at the same time in all 3 currencies
• By scanning the «VAT» receipt, you can go to the «Bonuses» with one click
• Loan payment history tracking
• Advance installment payment option by selecting several months
• İntroduced the possibility of sending funds from a bank card through «Xazri»
• The possibility of adding card photo from gallery for card to card transfers
• Transfer details are shown on the receipt page
• Minor bug fixes
New in Birbank 1.31.1
• Great news for VAT users! Now you can add a check immediately, without waiting 90 minutes from the receipt of the check.
• You can increase the BirKart credit line limit directly through BirBank.
• Introduced the possibility of receiving funds sent through the "Zolotaya Korona" system to a bank card.
• After completing the transaction in the branch, you will get push notification through BirBank. Here you can rate the service level and leave your recommendations.
• Minor bug fixes.
New in Birbank 1.30.1
• Long-expected innovation in the banking sector of Azerbaijan! The function of contactless payments «NFC Pay», is already available for owners of MasterCard cards of Kapital Bank. Usage of service is possible when internet data is on. «NFC Pay» are supported at all contactless POS terminals inside and outside the country.
• Minor bug fixes.
New in Birbank 1.29.0
·  Super opportunity for clients from "Kapital Bank". We have added the «Chat» function to BirBank. Now you can apply us directly from the application. In order to use the service, select the "Chat" button in the "Bank connection" section of the menu.
· Minor bug fixes.
New in Birbank 1.28.0
• A great opportunity for holders of salary and pension cards from Kapital Bank! Now you can apply for loan products without visiting a branch. To use the service, you need to select any loan product in the "Banking Products" section and enter the relevant information. Consumer Loans received through BirBank application is transferred to a salary or pension card account.
• Minor bug fixes.
New in Birbank 1.27.0
•The new functionality is now in the BirBank! We have added a new reservation feature. You can reserve a queue in advance without wasting time on waiting. Select "Banking services" - "Online queue" section from main menu for reservation."
•We have improved the ability to send funds through the “Cash by Code” menu and withdrawal them through an ATM without the need to have a bank card.
•Also we have optimized the user experience, functionality of the "Transfers to friend" menu.
•Minor bug fixes.
New in Birbank 1.26.0
• We added «Story» to the home page. Now you will be able to follow updates and campaigns in the application. In the "Story", by using the «Swipe-up» action, you will be redirected to the corresponding section within BirBank or advertising posts on social networks for detailed information.
• Minor bug fixes.
New in Birbank 1.24.1
•Great news for users of Edvgerial.az! We have developed the transfer function. From now on, you will be able to transfer your VAT bonuses to all banks cards of the country.
•In this release we have improved the user experience of the "Transfers" menu. Now it is much easier to create templates, and it is also possible to track the status of translations to friends and requests from friends.
•In addition we optimized display of detailed information about Digital Card (PAN/CVV/expiry date).
New in Birbank 1.23.2
• In this release, we have finalized the "Debt Notification" functionality. By saving your payments in "Favorites" menu, you will begin to receive notifications about subscription debt, with the opportunity of instant payment.
• Pay through BirBank, earn more bonus points!
New in Birbank 1.23.0
• Great news for Umico Loyalty Program users! From now on you can follow Umico bonuses in our application! For this you need to go to the «Bonuses» menu, choose Umico and attach your bonus card. Here you can find barcode of your Umico card, by which you can award bonuses and make payments. Buy from Umico partners and earn more bonuses!
• Minor bug fixes.
Please rate this app
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